Where To Find Real CFA Institute Sustainable-Investing Exam Questions
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CFA Institute Sustainable Investing Certificate (CFA-SIC) Exam Sample Questions (Q103-Q108):
NEW QUESTION # 103
Which of the following statements regarding ESG ratings in the credit area is most accurate?
- A. Smaller companies may obtain higher ratings because of their willingness to dedicate more resources to non-financial disclosures
- B. There is a geographical bias towards companies in regions with high reporting standards
- C. Rating providers tend to overcomplicate industry weighting and company alignment
Answer: B
Explanation:
ESG ratings in the credit area can be influenced by various factors, and one of the most significant is geographical bias.
Geographical bias towards companies in regions with high reporting standards (B): Companies in regions with stringent and well-established reporting standards are more likely to receive higher ESG ratings. This is because these companies are required to provide more comprehensive and transparent disclosures, which can positively impact their ESG scores. This bias can disadvantage companies in regions with less rigorous reporting requirements, even if their ESG practices are sound.
Overcomplication of industry weighting and company alignment (A): While the process of determining industry weighting and company alignment can be complex, this statement does not address the main issue of geographical bias in ESG ratings.
Smaller companies obtaining higher ratings due to non-financial disclosures (C): Smaller companies often lack the resources to dedicate to comprehensive non-financial disclosures compared to larger companies.
Therefore, this statement is less accurate than the geographical bias issue.
References:
CFA ESG Investing Principles
Analysis of ESG rating methodologies and regional reporting standards
NEW QUESTION # 104
Growing income inequality most likely leads to:
- A. less social mobility.
- B. higher purchasing power among the middle class.
- C. more educational opportunities.
Answer: A
Explanation:
The CFA Institute's Sustainable Investing materials explain thatgrowing income inequality typically erodes social mobility, as economic gaps widen between wealthy and low-income populations. This inequality limits access toeducation, health care, and financial opportunities, reinforcing socioeconomic divides and making it more difficult for individuals in lower-income brackets to improve their living standards. In contrast, it doesnotcreate more educational opportunities (option B) or boost the middle class's purchasing power (option C)-both of which tend to bereducedas inequality worsens.
NEW QUESTION # 105
Which of the following refers to a network where investors engage with the world's largest corporate emitters of greenhouse emissions?
- A. Climate Action 100+
- B. Network for Greening the Financial System
- C. Partnership for Carbon Accounting Financials
Answer: A
Explanation:
Climate Action 100+ is a global investor initiative aimed at engaging with the world's largest corporate emitters to curb greenhouse gas emissions and improve governance on climate-related issues. (ESGTextBook
[PallasCatFin], Chapter 3, Page 153)
NEW QUESTION # 106
Index-based ESG strategies are typically optimized to:
- A. Maximize return while keeping both ESG improvement and tracking error within acceptable ranges
- B. Maximize ESG improvement while keeping tracking error within an acceptable range
- C. Minimize tracking error while keeping ESG improvement within an acceptable range
Answer: B
Explanation:
ESG index strategiesare typicallyoptimized to improve ESG scores while keeping tracking error under control. Tracking error measures how much an ESG indexdeviates from its traditional benchmark, and investorsprefer to limit large deviations.
Maximizing return (C) isnot the primary goalof ESG index investing-risk-adjusted performanceand sustainability alignment are more important.
Reference:
MSCI ESG Index Construction Methodology
Morningstar ESG Index Performance Report
CFA Institute Guide to ESG Index Investing
========
NEW QUESTION # 107
Excluding tobacco from the investment universe is an example of which of the following ESG screening approaches?
- A. Idiosyncratic exclusion
- B. Universal exclusion
- C. Conduct-related exclusion
Answer: C
Explanation:
Excluding tobacco from the investment universe is an example of a conduct-related exclusion. This approach involves excluding industries or companies that are deemed to engage in unethical or harmful activities, such as tobacco production, based on their conduct or the nature of their business.ESG Reference: Chapter 7, Page
325 - ESG Analysis, Valuation & Integration in the ESG textbook.
NEW QUESTION # 108
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